User shall be entitled to use his/her valid credit / debit and/ or any other payment cards, online banking facility to make payment against any transaction being effected at the Website. User shall be bound to use his/her own credit / debit and/ or any other payment cards, online banking accounts to make any payment. User undertakes and confirms that he/she would furnish correct, complete and accurate detail of credit / debit and/ or any other payment cards, online banking accounts and shall be solely responsible for any cost, expense, loss and/or damage which may suffer to User due to furnishing of wrong detail/ information relating to his/her credit / debit and/ or any other payment cards or online banking accounts.
User hereby agrees and understands that the facility of 0% finance by way of equated monthly installment (“EMI“) is provided by banks and available on purchase of specific products. User understands and agrees that for converting any Purchase Transaction into EMI and not by the Company. EMI is at the sole discretion of the bank. Any refund related to interest charged to the customer, should be dealt with the issuing bank directly.
User expressly agrees and declares that the Company shall not be liable for the loss of any nature whatsoever including without limitation indirect, consequential, special and/ or incidental to the User arising, directly or indirectly, out of decline of authorization for any transaction, resulting from the User exceeding his/ her preset permissible payment limit under the credit / debit and/ or any other payment cards and/ or online banking accounts.
The Company confirms that the detail provided by User in this regard shall be kept confidential and shall not be disclosed to any third party except to the extent required under the rules of any stock exchange and/or by applicable laws, regulations and/or processes of any government authority and/or in connection with any judicial process regarding any legal action, suit and/or proceeding arising out of and/or relating to this Agreement.
Further, the Company actively reports and prosecutes actual and suspected credit/ debit/ cash card fraud. The Company may require further authorization from User such as a telephone confirmation of User\’s order and/or other information. The Company\’s decision to require further authorization is at the Company\’s sole discretion. The Company reserves the right to cancel, delay, refuse to deliver, or recall from the carrier any order if fraud is suspected.
The Company captures certain information during the order process, including time, date, IP address, and other information that will be used to locate and identify individuals committing fraud. If any order is suspected to be fraudulent, all records will be submitted with or without a subpoena to all law enforcement agencies and to the credit/ debit/ cash card company for fraud investigation. The Company will cooperate with authorities to prosecute offenders to the full extent of the law.
The Company shall take all reasonable precautions to protect the information provided by the User. However, it is expressly provided and accepted by the User that the Company shall not be responsible in any manner whatsoever for any third party action which results in the information provided by the User being exposed and/or misused by such third party who accessed such information without any authorisation from the Company.
The methods of payment currently offered by JP Electronics on this site are listed below:

 Placing a Cash-on-Delivery (COD) Order\r\n

    • All items that have the “Cash-on-Delivery Available” Icon except for large appliances like air-conditioners, washing machines, televisions etc are valid for order by Cash-on-Delivery. Add the item(s) to your cart and proceed to checkout
    • When prompted to choose a Payment Option, select “Pay By Cash-on-Delivery
    • Once verified and confirmed shipment to be processed in the time specified, from the date of confirmation.
    • You will be required to make a Cash payment to our Courier Partner, only at the time of delivery of your order.
    • Please make ONLY Cash Paymentat the time of delivery and do NOT offer cheque or DD to the courier staff.
    • Your delivery address should be under serviceable network of our courier partner. Please enter the correct pin code to ensure delivery
    • Your total purchase value/ transaction value should not exceed Rupees Thirty Thousand (Rs 50,000/-).
    • The User shall be liable to pay a fee on all COD purchases as set out below\r\n
        • Rupees One Hundred (Rs 100/-) on all COD purchases having a value upto Rupees One Thousand (Rs 1000/-);
        • Rupees Seventy Five (Rs 75/-) on all COD orders having a value between Rupees One Thousand (Rs 1000) and Rupees Two Thousand Five Hundred (Rs 2500); and
        • Rupees Fifty (Rs 50/-) on all COD purchases having a value above Rupees Two Thousand Five Hundred (Rs 2500).
    • Please do NOT pay for any additional charges, i.e. octroi etc. to courier staff. Your invoice amount is inclusive of all charges.

Placing a order through the CC Avenue Payment Gateway
Under this option, the customer agrees to the payment terms and conditions of CC Avenue Payment Gateway.Under this gateway different modes of payments are available such as CREDIT CARDS for VISA, MASTERCARD,MAESTRO, RUPAY, DEBIT CARDS of various banks,NETBANKING with most of the nationalised and private banks and EMI Options with different banks.

International Orders/Currency
This site offers transactions only in Indian Rupee(INR) as currency. No other international currencies option are available for shopping. In case of internationally initiated transactions, the customer need to make payments through CC Avenue Payment Gateway which will take care of the conversion. The conversion rates in such cases will be as per applicable payment gateway regulations and laws.